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As a practitioner, we understand you have different needs. Running a practice is complex. And when you work long and irregular hours, we know that your time is limited to spend on your own financial situation.  Puzzle can be your partner to bring order back into your life to allow you to have more time to spend with family or growing your practice. 

Puzzle's Checklist for Physicians


Financial Planning

Q: As a physician, we know you love helping others! But, when can you retire if you don’t want to practice forever?

A: Most advisors take the wrong approach by simply asking how much you want to spend a month. 

Instead, the Puzzle Process digs into the weeds to uncover every financial goal that is important to you. We will report back to you annually on your Probability of Retirement Success using Monte Carlo modeling and stress testing.  That is the CONFIDENCE you need to retire with less stress.

Cash Flow Management

Q: Once I sell my practice, how do I access my money? 

A: Our operations team is simply the best.  Getting access to your money will be both easy and secure. 

Once we help figure out your budget, we will transfer money from our high-paying money markets to your bank monthly to cover your bills.  With this approach, you will understand whether your budget is on track for success. That’s a POWERFUL little trick.

Lending Strategies

Q: With fluctuating income, what happens when you need access to quick cash?

A: As a physician who might run their practice, long gone are the days of a paycheck every two weeks. From time to time, it is helpful to get access to quick liquidity without disrupting your portfolio. 

We work with several banks to offer loans using your portfolio as collateral. It is easier than a HELOC.   

Estate Planning Strategies and Taxes

Q: Are you frustrated by playing messenger between your CPA, your Estate attorney, and your Advisor?

A: The name of the game here is COLLABORATION. Your current Experts are likely operating in silos creating more stress for you AND reducing efficiencies. 

That won’t happen with Puzzle.  We will work with your current partners OR lead an interview search to help you find a new team that we will lead and coordinate on your behalf. You have better things to do in life!

Wealth Management

Q: What creates more FOMO – running out of money or missing out on maximum market appreciation? 

A: You’ve made yourself wealthy.  Let us help you keep it that way. 

With a proper assessment by a Puzzle advisor, we will help you understand your investment risk tolerance and customize tailored portfolios.

Puzzle solutions include individual equities, low-cost ETFs, fixed income, and alternative investments.

Protecting Your Wealth

Q: Why would anyone need insurance in retirement? 

A: Life Insurance as an investment can reduce estate tax obligations thus passing on more money to your beneficiaries instead of the government.

Meanwhile, Long-Term Care Insurance can be used as a supplement to get tax-free benefits for better facilities or nursing. Not everyone wants a roommate!

Assembling the Pieces will Unveil Your Financial Puzzle

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